{"id":13154,"date":"2024-08-05T15:47:28","date_gmt":"2024-08-05T10:17:28","guid":{"rendered":"https:\/\/matribhumisamachar.com\/en\/?p=13154"},"modified":"2024-08-05T15:47:28","modified_gmt":"2024-08-05T10:17:28","slug":"pradhan-mantri-awas-yojana-credit-linked-subsidy-scheme-pmay-clss-for-mig","status":"publish","type":"post","link":"https:\/\/matribhumisamachar.com\/en\/2024\/08\/05\/pradhan-mantri-awas-yojana-credit-linked-subsidy-scheme-pmay-clss-for-mig\/","title":{"rendered":"Pradhan Mantri Awas Yojana \u2013Credit Linked Subsidy Scheme (PMAY-CLSS) For MIG"},"content":{"rendered":"<p style=\"text-align: justify;\">\u2018Land\u2019 and \u2018Colonization\u2019 are State subjects. Therefore, schemes related to housing for their citizens are implemented by States\/Union Territories (UTs). However, Ministry of Housing and Urban Affairs supplements the efforts of States\/UTs by providing Central assistance under Pradhan Mantri Awas Yojana- Urban (PMAY-U) since 25.06.2015 with an aim to provide all weather pucca houses with basic civic amenities to all eligible urban beneficiaries across the country. The scheme is implemented through four verticals, i.e. Beneficiary-led construction\/ enhancement (BLC), Affordable Housing in Partnership (AHP), \u2018In-situ\u2019 Slum Redevelopment (ISSR) and Credit Linked Subsidy Scheme (CLSS) to provide financial assistance for addressing the housing requirement of eligible beneficiaries of Economically Weaker Section (EWS) \/ Low Income Group (LIG), as per scheme guidelines, in urban areas.\u00a0For implementation of CLSS vertical of PMAY-U Mission, Ministry identified three Central Nodal Agencies (CNAs), i.e. National Housing Bank (NHB), Housing and Urban Development Corporation Ltd. (HUDCO) and State Bank of India (SBI) to channelize the subsidy to the Primary Lending Institutions (PLIs).<\/p>\n<p style=\"text-align: justify;\">Scope of Credit Linked Subsidy Scheme (CLSS) under PMAY-U was extended to include Middle Income Group (MIG) with effect from 01.01.2017 initially for one year and was extended up to 31.03.2021.\u00a0No funds are being released under CLSS for MIG from Ministry to any of the CNAs after 31.03.2021.\u00a0CLSS vertical for EWS\/LIG was up to 31.03.2022. Under CLSS, 25.04 lakh beneficiaries including 6.08 lakh from MIG category have, availed benefits of interest subsidy amounting to \u20b958,868 crore.<\/p>\n<p style=\"text-align: justify;\">Details of Central Assistance released towards interest subsidy to beneficiaries in the last five years before closure of CLSS scheme under PMAY-U is at Annexure.<\/p>\n<p style=\"text-align: justify;\">The scheme has been extended till 31.12.2024, except CLSS vertical of the scheme, to complete all the houses sanctioned without changing the funding pattern and implementation methodology.<\/p>\n<p style=\"text-align: justify;\"><strong>Annexure<\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>Details of Central Assistance released towards interest subsidy to beneficiaries in the last five years before closure of CLSS scheme (31.03.2022) under PMAY-U<\/strong><\/p>\n<table class=\"Table\" border=\"1\" cellspacing=\"0\" cellpadding=\"5\" align=\"center\">\n<tbody>\n<tr>\n<td rowspan=\"2\">FY<\/td>\n<td colspan=\"2\">EWS\/LIG<\/td>\n<td colspan=\"2\">MIG<\/td>\n<\/tr>\n<tr>\n<td>Interest Subsidy released<\/p>\n<p>(\u20b9 in Cr.)<\/td>\n<td>No of Beneficiaries<\/td>\n<td>Interest Subsidy released<\/p>\n<p>(\u20b9 in Cr.)<\/td>\n<td>No of Beneficiaries<\/td>\n<\/tr>\n<tr>\n<td>2017-18<\/td>\n<td>1,917.63<\/td>\n<td>85,424<\/td>\n<td>563.94<\/td>\n<td>27,025<\/td>\n<\/tr>\n<tr>\n<td>2018-19<\/td>\n<td>6,736.82<\/td>\n<td>2,86,426<\/td>\n<td>2,975.00<\/td>\n<td>1,40,633<\/td>\n<\/tr>\n<tr>\n<td>2019-20<\/td>\n<td>6,641.17<\/td>\n<td>2,58,405<\/td>\n<td>3,524.84<\/td>\n<td>1,57,998<\/td>\n<\/tr>\n<tr>\n<td>2020-21<\/td>\n<td>7,340.69<\/td>\n<td>3,23,035<\/td>\n<td>5,820.83<\/td>\n<td>2,82,661<\/td>\n<\/tr>\n<tr>\n<td>2021-22<\/td>\n<td>12,002.90<\/td>\n<td>4,83,871<\/td>\n<td>&#8211;<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td colspan=\"5\">Note: \u20b9 10,821 cr. was released during FY 2022-23 towards claim submitted by 4.30 Lakh beneficiaries within admissible time duration.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\">This information was given by the Minister of State for Housing &amp; Urban Affairs, Shri Tokhan Sahu, in a written reply in the Rajya Sabha today.<\/p>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>\u2018Land\u2019 and \u2018Colonization\u2019 are State subjects. Therefore, schemes related to housing for their citizens are implemented by States\/Union Territories (UTs). However, Ministry of Housing and Urban Affairs supplements the efforts of States\/UTs by providing Central assistance under Pradhan Mantri Awas Yojana- Urban (PMAY-U) since 25.06.2015 with an aim to provide all weather pucca houses with &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[136],"tags":[9719,9720,9717,9718],"class_list":["post-13154","post","type-post","status-publish","format-standard","","category-national","tag-pmay-clss-benefits","tag-pmay-clss-eligibility-criteria","tag-pmay-clss-for-middle-income-group","tag-pradhan-mantri-awas-yojana-mig-scheme"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pradhan Mantri Awas Yojana \u2013Credit Linked Subsidy Scheme (PMAY-CLSS) For MIG - Matribhumi Samachar English<\/title>\n<meta name=\"description\" content=\"Learn about the Credit Linked Subsidy Scheme for Middle Income Group under the Pradhan Mantri Awas Yojana. 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