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\nOffers benefits of two powerful networks, Mastercard & RuPay<\/strong><\/p>\n Mumbai, August 2025: IndiGo, India\u2019s most preferred airline, and IDFC FIRST Bank today announced the launch of the IndiGo IDFC FIRST Credit Card, a one-of-a-kind offering that combines the benefits of both Mastercard and RuPay networks through a single application, ensuring wider acceptance and maximum payment flexibility.<\/p>\n This partnership reflects a shared commitment to delivering value, convenience, and everyday benefits to customers. The card enhances travel experiences with lifestyle privileges, low forex markup, attractive trip cancellation cover, and accelerated rewards on IndiGo flight bookings, milestone spends, and everyday purchases. With this launch, IndiGo further strengthens the IndiGo BluChip loyalty program portfolio, offering customers more ways to earn IndiGo BluChips through everyday spends \u2014 making every transaction count towards their next flight.<\/p>\n This launch underscores IDFC FIRST Bank\u2019s vision of building a world-class bank, driven by a Customer First philosophy and powered by a modern digital and technology stack. The IndiGo IDFC FIRST Credit Card has been designed to offer unmatched accessibility, with an FD-backed option that makes this premium dual-network product practically assured to everyone, while maintaining responsible credit risk practices.<\/p>\n Key Highlights of the IndiGo IDFC FIRST Credit Card:<\/p>\n Dual-Network Card Pair: Two Ways to Apply: Welcome Benefits (Joining Fee Route): Activation Benefit: Accelerated Earn Rates: Milestone Benefits: Travel & Lifestyle Privileges: Trip cancellation cover, travel insurance, and other lifestyle benefits<\/p>\n The IndiGo IDFC FIRST Credit card allows customers to earn free flights faster with earnings across daily spends. With annual spends of \u20b912 lakh (Assuming 15% on Flight Bookings on IndiGo Web & App), customers can earn up to 60,000 IndiGo BluChips plus bonus vouchers of 25,000 IndiGo BluChips, every year\u2014enough for multiple free flights to popular destinations. In the first year, they also enjoy additional Bonus vouchers of up to 8,000 IndiGo BluChips depending on their card type<\/p>\n Speaking about the launch, Shirish Bhandari, Head \u2013 Credit Cards, Tolls & Transit and Loyalty, said, \u201cWith the IndiGo IDFC FIRST Credit Card, we\u2019re making premium travel accessible to all \u2014 not just a few. This is more than just a credit card; it\u2019s a bold step toward democratizing travel and financial empowerment by allowing every Indian \u2014 regardless of credit history \u2014 to own the same world-class product, through a flexible application journey that includes both traditional and Fixed Deposit-backed access.<\/p>\n Combined with a dual-network card pair, Mastercard and RuPay, the card ensures widest acceptance across India and globally, with the added convenience of UPI for everyday spends and a low forex markup of just 1.49% for international use. It\u2019s a truly inclusive, digital-first, and rewarding travel card for today\u2019s generation of flyers.\u201d<\/p>\n Neetan Chopra, Chief Information & Digital Officer, IndiGo said: “It is our endeavor to continuously enhance the value proposition of IndiGo BluChip for our loyal customers, making this relationship a rewarding experience for them. We are delighted to join hands with IDFC FIRST Bank to offer co-branded credit cards to our customers that enable them to convert their everyday expenses into BluChips and enjoy travel benefits on our ever-growing network.\u201d<\/p>\n Anubhav Gupta, Senior Vice President, Business Development, South Asia at Mastercard, said, \u201cTravel today is about more than just getting from one place to another\u2014it\u2019s about comfort, convenience, and value throughout the journey. With this new card, Mastercard is proud to support a product that enhances every part of the travel experience. From easy bookings and rewarding spends to travel insurance and lifestyle perks, this card is designed to make travel simpler, more enjoyable, and financially smarter for consumers across segments.\u201d<\/p>\n Speaking on the development, Rajeeth Pillai, Chief Relationship Management, NPCI said, \u201cWe are happy to collaborate with IDFC FIRST Bank and IndiGo to launch this co-branded credit card on the RuPay network. The card\u2019s UPI-enabled functionality allows users to link their RuPay credit card to a UPI ID, enabling seamless and secure transactions. It also works seamlessly across POS and e-commerce platforms, offering users flexibility and wider acceptance. This innovative feature enhances accessibility and convenience, making everyday transactions as well as travel-related spending more rewarding and secure for users.\u201d<\/p>\n Application Process on IndiGo IDFC FIRST Credit Card Webpage: Featured Article<\/p>\n","protected":false},"excerpt":{"rendered":" Offers benefits of two powerful networks, Mastercard & RuPay Mumbai, August 2025: IndiGo, India\u2019s most preferred airline, and IDFC FIRST Bank today announced the launch of the IndiGo IDFC FIRST Credit Card, a one-of-a-kind offering that combines the benefits of both Mastercard and RuPay networks through a single application, ensuring wider acceptance and maximum payment …<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[2147,30154,30155,30156],"class_list":["post-47827","post","type-post","status-publish","format-standard","","category-business-english-news","tag-idfc-first-bank","tag-indigo","tag-mastercard","tag-rupay"],"yoast_head":"\n
\nComes as a two-card offering \u2014 Mastercard & RuPay issued under a single application, ensuring broad acceptance across domestic, international, and UPI transactions<\/p>\n
\nPayment of \u20b94,999 joining fee
\nOr application with a \u20b91 lakh Fixed Deposit for zero joining fee and guaranteed approval<\/p>\n
\nVoucher worth 5,000 IndiGo BluChips
\nComplimentary 6E Eats meal voucher<\/p>\n
\nAdditional 3,000 IndiGo BluChips on spending \u20b91 lakh within 90 days of card issuance<\/p>\n
\nUp to 22 BluChips\/\u20b9100 on IndiGo flight bookings via the IndiGo website and mobile app<\/p>\n
\nEarn up to 25,000 IndiGo BluChips every year on crossing key annual spend thresholds<\/p>\n
\nLow forex markup of just 1.49%<\/p>\n
\nIndiGo IDFC FIRST Credit Card (\u20b94999 + GST Joining Fee):
\nIndiGo IDFC FIRST Credit Card (\u20b90 Joining Fee with \u20b91 Lakh FD):
\nStep1: Customer selects to apply for Rs. 4999 joining fee card.
\nStep 1: Customer selects to apply for Zero joining fee card with Rs 1 Lac FD
\nStep 2: Customer enters basic personal details
\nStep 2: Customer enters basic personal details
\nStep 3: Basis eligibility, customer will be offered the IndiGo IDFC FIRST Credit Card limit.
\nStep 3: Customer will be offered an assured card and limit basis the FD
\nStep 4: Customer\u2019s IndiGo BluChip Membership ID will be fetched or created during the application
\nStep 4: Customer\u2019s BluChip ID will be fetched or created during the application
\nStep 5: Customer completes instant video KYC (if required)
\nStep 5: Customer funds the FD with an FD of Rs. 1L
\nStep 6: Customer pays the Joining Fees to avail welcome offers & initiate delivery of Cards.
\nStep 6: Customer completes instant video KYC (if required)
\nStep 7: Customer will receive a combined welcome kit with both Mastercard & RuPay cards
\nStep 7: Customer will receive a combined welcome kit with both Mastercard & RuPay cards<\/p>\n