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Recurring Net Income of BRL 3.5 Billion in 1Q26, up 25.4% from 4Q25

Saransh Kanaujia
Saransh Kanaujia - Editor
3 Min Read

São Paulo, Brazil–(Newsfile Corp. – May 14, 2026) – CAIXA, Brazil’s largest bank by number of clients, loan portfolio, and savings deposits, announces its consolidated results for the first quarter of 2026 (1Q26).

HIGHLIGHTS:

  1. Recurring Net Income of BRL 3.5 billion in 1Q26, up 25.4% QoQ;
  1. Accounting Net Income of BRL 3.5 billion in 1Q26, up 38.5% QoQ;
  1. Recurring ROE reached 9.31% as of Mar26, down 137 bps compared to Dec25;
  1. Financial Margin reached BRL 18.3 billion in 1Q26, up 11.8% YoY;
  1. CAIXA Assets totaled BRL 2.4 trillion as of Mar26, up 12.9% YoY;
  1. Total Loan portfolio balance totaled BRL 1.410 trillion as of Mar26, up 11.3% YoY;
  1. Sustainable Finance Portfolio totaled BRL 886.1 billion as of Mar26, the largest in the market;
  1. Total Loan Origination of BRL 179.4 billion in 1Q26, up 17.9% YoY;
  1. Mortgage Loan Portfolio balance totaled BRL 966.2 billion as of Mar26, up 13.9% YoY;
  1. CAIXA holds a market share of 68.0% in the mortgage loan segment as of Mar26;
  1. Mortgage loan originations totaled BRL 64.2 billion in 1Q26, up 30.6% YoY;
  1. The outstanding balance of the Infrastructure and Sanitation loan portfolio totaled BRL 109.8 billion as of Mar26, up 0.5% YoY;
  1. Outstanding balance of Payroll-deductible Loans totaled BRL 114.2 billion as of Mar26, up 7.6% YoY and accounting for 73.7% of the individual commercial loan portfolio. CAIXA’s market share in this segment totaled 14.8%;
  1. Outstanding balance of Agribusiness Loans totaled BRL 64.9 billion as of Mar26, up 2.2% YoY;
  1. Balance of total funding amounted to BRL 2.034 trillion as of Mar26, up 13.7% YoY;
  1. Balance of savings deposits amounted to BRL 392.4 billion as of Mar26, up 3.4% YoY, reaching a 39.2% market share;
  1. Delinquency Rate stood at 3.71% as of Mar26, up 122 bps YoY;
  1. Basel Ratio of 15.1% and Tier 1 Capital of 14.2% as of Mar26, remaining 360 bps and 470 bps above the minimum regulatory requirements, respectively.

WEBCAST 1Q26: 05/15/2026, 10h00 am (Brasília): https://ri.caixa.gov.br/en/earningrelease/

1Q26 EARNINGS RELEASE DOCUMENTS: https://ri.caixa.gov.br/

Contact: Investor Relations, [email protected]

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/297590

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Saransh Kanaujia is a journalist and editor associated with Matribhumi Samachar Group, covering Indian national affairs, business and economy, technology, government policies, and other major developments. His work focuses on providing timely news coverage, explainers and updates for readers in India and abroad.